[Nayumi]

Originally Posted by tengtengvn

I don't see that's the problem. The point is people living beyond their means need to learn their own lections. If you pay attention to it, credit will help you A LOT. No doubt there is so much money you could save with a good credit history. Credit world is not a place for slackers, it's a cat and mouse game instead. Be a cat or a mouse, it depends on that person.

The thing is, however, this lesson that you have mentioned could have caused a huge problem, not only to the individual himself, but to the nation as a whole. As a matter of fact, it did. Now you're saying that a person should be responsible for his own finance, and be aware of his spending. It makes complete sense to me, to you, to many but not all of us. Those are people who spend without consideration; thus, have crossed the line and had their butt hole stuffed with bigger shit that it's already been. You could blame them for their own stupidity. But it's also because the system allowed them to do so. An easy and effortless credit-granting system enables people to get what they might think they deserve, which in fact they do not. People tend to spend more than what they earn, and that's where the problem kicks in. A fella with a shitty credit rating still get his loans approved by the bank to spend on his glamorous pussy-magnet'ish brand new car. I call that fucked up.

After all, credit does help us a lot, but only if we keep it under control. It's just like sex, sex is great, but easy sex comes with great danger.

[Jay]

don't write too much dude.

no one gonna read it anyway :|

[McPhan]

I'm actually reading Nayumi's post

[Nayumi]

Originally Posted by Jay

don't write too much dude.

no one gonna read it anyway :|

*sob* ... ;_;

[Paladin.]

Originally Posted by Nayumi

*sob* ... ;_;

At least two guys have already read.
What you say is true, damned true, but who give the shit? the point is the people who "had their butt hole stuffed with bigger shit that it's already been" don't know that, and I think they don't even care. They just think "nah, the eco crisis happens just because some stupid idiot in Wall Street fuck it up, not us".
After this crisis, things will change, for sure. But changing the system is easy, but does the mind can do it that easy also?

[Mr.Possible]

Originally Posted by Nayumi

The thing is, however, this lesson that you have mentioned could have caused a huge problem, not only to the individual himself, but to the nation as a whole. As a matter of fact, it did. Now you're saying that a person should be responsible for his own finance, and be aware of his spending. It makes complete sense to me, to you, to many but not all of us. Those are people who spend without consideration; thus, have crossed the line and had their butt hole stuffed with bigger shit that it's already been. You could blame them for their own stupidity. But it's also because the system allowed them to do so. An easy and effortless credit-granting system enables people to get what they might think they deserve, which in fact they do not. People tend to spend more than what they earn, and that's where the problem kicks in. A fella with a shitty credit rating still get his loans approved by the bank to spend on his glamorous pussy-magnet'ish brand new car. I call that fucked up.

After all, credit does help us a lot, but only if we keep it under control. It's just like sex, sex is great, but easy sex comes with great danger.

You right, but the credit system was born to support for "those people who spend without consideration", not for you. If all people thinking and using money the way you mention, that system can't last that long. In addition, human being never keep anything under control.

[Enrique]

Now, this topic is too boring Why are we in here?

[TRULY_ENJOYING_GAME]

hiiiiiiii
trước tiên xin gthiệu chỗ học cho những cao thủ AV: thầy Trương Văn Thuận dạy thêm ở trường College HXH, dạy luyện dịch cao cấp mấy chục năm rồi nhưng vừa chuyển sang trung cấp năm rồi do SG hoặc quá ít người nghiên cứu AV hoặc ít ai biết được những cao nhân thế hệ trước giải phóng.
giờ xin giao lưu ae, mời ae thử tài câu này (dịch - gọi là dịch cho nhanh, nhưng xin cứ hiểu là "cách người Việt/Anh nói/dùng"):

"Tôi đi làm bằng xe být 15km mỗi ngày" (for advanced Eh)

do chưa ai biết ai, nếu có quá dễ với các bác thì cũng đừng bực mình nha, rồi sẽ biết nhau sau ha.

[theheso]

Originally Posted by TRULY_ENJOYING_GAME

hiiiiiiii
trước tiên xin gthiệu chỗ học cho những cao thủ AV: thầy Trương Văn Thuận dạy thêm ở trường College HXH, dạy luyện dịch cao cấp mấy chục năm rồi nhưng vừa chuyển sang trung cấp năm rồi do SG hoặc quá ít người nghiên cứu AV hoặc ít ai biết được những cao nhân thế hệ trước giải phóng.
giờ xin giao lưu ae, mời ae thử tài câu này (dịch - gọi là dịch cho nhanh, nhưng xin cứ hiểu là "cách người Việt/Anh nói/dùng"):

"Tôi đi làm bằng xe být 15km mỗi ngày" (for advanced Eh)

do chưa ai biết ai, nếu có quá dễ với các bác thì cũng đừng bực mình nha, rồi sẽ biết nhau sau ha.

xe být là xe gì
Bác ghi tiếng Việt còn sai(k phải post đầu) mà cứ đi nói này nói nọ,nản
/sr OT

[Jay]

I travel 15km on bus to get to work everyday.